2025

Are you dreaming of owning a beachfront villa in Bali or investing in a commercial property in Jakarta? For many foreigners, the idea of owning property in Indonesia represents both an exciting lifestyle opportunity and a potentially lucrative investment. However, navigating Indonesia's property ownership laws as a foreigner can be complex and fraught with potential pitfalls. This comprehensive guide...

Freehold vs Leasehold in Bali: What Foreigners Need to Know When it comes to buying property in Bali, one of the first and most important decisions you'll face is whether to choose freehold or leasehold ownership. Understanding the difference is crucial—especially for foreign buyers navigating Indonesian property laws. What is Freehold? Freehold (known locally as Hak Milik) gives the owner full...

Indonesia offers stunning landscapes and attractive investment opportunities—but its laws around land ownership can be complex, especially for foreigners. If you're considering buying property in Bali or anywhere else in Indonesia, it’s essential to understand what’s legally possible, and what isn’t. The Short Answer No, foreigners cannot legally own land in Indonesia under a freehold title...

Bali continues to attract people from around the world looking for the perfect balance between lifestyle, investment, and natural beauty. One of the most popular ways to enjoy long-term living or rental income on the island is through leasehold ownership. But how exactly do you secure a villa lease in Bali—and do it safely? What Is a Leasehold Agreement? A leasehold gives you the legal right to...

Leasehold property is a popular and legal option for foreigners in Bali, offering the right to use a villa or land for a fixed period—typically 25 or 30 years. But what happens when that period is about to end? Can you renew? Do you lose everything? This article breaks it down clearly. Understanding Leasehold Basics In Bali, a leasehold (Hak Sewa) agreement gives you the right to use the property...

If you're a foreigner married to an Indonesian citizen, buying property in your spouse’s name might seem like the easiest way to “own” land in Bali. But is it really safe—and what are the risks involved? This article explores the pros, cons, and legal protections available when considering this path. Why Foreigners Use Their Spouse’s Name Indonesia prohibits foreigners from owning land...

For many years, foreign buyers in Indonesia have used nominee structures or power of attorney (PoA) agreements to gain control over land they cannot legally own. While these methods may seem like clever shortcuts, they come with serious legal risks—and growing government scrutiny. In this article, we explain how nominee structures work, why they’re risky, and what safer alternatives exist. What...

What stood out the most during my experience with Mata Property was the genuine care and honesty of their agents. They never pressured me into a decision, but instead gave me the knowledge and confidence I needed to find the perfect home at my own pace.— Claire H.,...

I never imagined owning a home in Bali would be within my reach, but thanks to the team’s tailored advice and unwavering commitment, I now wake up every morning in a tropical haven I can call my own. The entire journey was seamless and empowering.— Juan P.,...