Business

The Complete Guide to Foreign Property Ownership in Indonesia Using PT PMA (2025)

Are you dreaming of owning a beachfront villa in Bali or investing in a commercial property in Jakarta? For many foreigners, the idea of owning property in Indonesia represents both an exciting lifestyle opportunity and a potentially lucrative investment. However, navigating Indonesia's property ownership laws as a foreigner can be complex and fraught with potential pitfalls. This comprehensive guide...

Freehold vs Leasehold in Bali: What Foreigners Need to Know

Freehold vs Leasehold in Bali: What Foreigners Need to Know When it comes to buying property in Bali, one of the first and most important decisions you'll face is whether to choose freehold or leasehold ownership. Understanding the difference is crucial—especially for foreign buyers navigating Indonesian property laws. What is Freehold? Freehold (known locally as Hak Milik) gives the owner full...

What Happens at the End of a Leasehold in Bali?

Leasehold property is a popular and legal option for foreigners in Bali, offering the right to use a villa or land for a fixed period—typically 25 or 30 years. But what happens when that period is about to end? Can you renew? Do you lose everything? This article breaks it down clearly. Understanding Leasehold Basics In Bali, a leasehold (Hak Sewa) agreement gives you the right to use the property...

Return on Investment: Leasehold vs Freehold in Popular Areas of Bali

Bali remains one of Southeast Asia’s hottest real estate markets. But if you’re considering buying property here, a key question is: Which offers a better return — leasehold or freehold? The answer depends on your goals: short-term rental income, long-term capital gain, or simply owning a home in paradise. In this article, we’ll compare leasehold and freehold ROI across Bali’s most popular...

How to Set Up a PT PMA to Buy Property in Indonesia

If you're a foreigner looking to buy property in Indonesia — especially for business or long-term investment — setting up a PT PMA (foreign-owned company) is often the most secure and legal path. It allows you to lease or build property under titles not normally available to individuals, like Hak Guna Bangunan (Right to Build). This article walks you through the steps, costs, and benefits of using...

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